Terms of Use

This website is owned and operated by Fijian Holdings Limited, referred to in these terms as “FHL”, “we”, “us” or “our”.

The website provides information about FHL, the FHL Group, our investments, financial performance, governance, shareholders, careers and other corporate activities.

The content on this website is provided for general information only.

It does not constitute:

• Financial, investment, legal, accounting or tax advice
• A recommendation to buy, sell or hold any security or investment
• An offer or invitation to acquire shares, units, bonds or other financial products
• A substitute for independent professional advice

You should assess your circumstances and seek suitable professional advice before making an investment or financial decision.

Financial results, reports, announcements, forecasts and other investor information may relate to a particular reporting period and may not reflect FHL’s current position.

Past performance does not guarantee future performance. Statements about future plans, expectations or outcomes involve risks and uncertainties. Actual outcomes may differ from those stated.

Formal announcements, audited financial statements, prospectuses and documents filed with the relevant regulatory authorities take precedence over summaries presented on this website.

FHL takes reasonable care to provide accurate and current information. However, we do not guarantee that all content will always be complete, accurate or up to date.

Information may be changed, corrected or removed without notice. You should verify important information directly with FHL or through official market disclosures before relying on it.

We may change, suspend or withdraw any part of the website at any time.

We do not guarantee that the website will always be available, secure or free from errors, viruses or other harmful components.

You are responsible for using appropriate security measures when accessing or downloading content from the website.

Unless otherwise stated, FHL owns or is authorised to use the content on this website, including its:

• Text and publications
• Photographs and videos
• Graphics and designs
• Logos and trademarks
• Reports and downloadable documents
• Website structure and presentation

You may view, download or print content for personal, non-commercial and informational purposes. You must retain all copyright and ownership notices.

You must not reproduce, alter, publish, distribute, sell or use website content for commercial purposes without prior written permission from FHL.

These provisions operate alongside Fiji’s Copyright Act 1999.

You must not:

• Use the website for unlawful or fraudulent purposes
• Attempt to gain unauthorised access to the website or its systems
• Introduce viruses, malicious code or harmful technology
• Disrupt or interfere with the operation or security of the website
• Collect information from the website through automated means without approval
• Misrepresent your relationship with FHL
• Use FHL’s name, logo or content in a misleading manner

FHL may restrict or block access where it reasonably believes these terms have been breached.

This website may contain links to websites operated by other organisations.

These links are provided for convenience and do not mean that FHL endorses or controls those websites, their services or their content.

FHL is not responsible for the availability, security, accuracy or privacy practices of third-party websites. You access them at your own risk and subject to their terms.

Information submitted through contact forms, expressions of interest, employment applications or other website functions must be accurate and lawful.

You must not submit content that:

• Infringes another person’s rights
• Contains confidential information you are not authorised to provide
• Is false, defamatory, threatening or offensive
• Contains malicious software or harmful material

Submitting information does not create a contractual, employment, advisory or other formal relationship with FHL unless confirmed through a separate written agreement.

Electronic communications are recognised under Fiji’s Electronic Transactions Act 2008, subject to the requirements of that legislation.

FHL may collect and process personal information when you use the website or submit information to us.

Our collection and use of personal information are addressed in our Privacy Policy. The website may also use cookies and similar technologies to support its operation and understand how visitors use it.

You should read the Privacy Policy and Cookie Notice together with these Terms of Use.

To the fullest extent permitted by law, FHL and its directors, officers, employees, subsidiaries and representatives will not be liable for any loss arising from:

• Your use of, or inability to use, the website
• Reliance on website content
• Inaccurate, incomplete or outdated information
• Website interruption, delay or technical failure
• Viruses or other harmful material
• Access to third-party websites
• Investment or business decisions made using website information

This includes direct, indirect, incidental and consequential loss, loss of profit, loss of data and loss of business opportunity.

Nothing in these terms excludes or limits any responsibility that cannot lawfully be excluded under Fiji law.

FHL may update these Terms of Use when required.

The updated terms will take effect when published on the website. The effective date shown at the top of this page will be revised accordingly.

Your continued use of the website after changes are published means that you accept the updated terms.

These Terms of Use are governed by the laws of the Republic of Fiji.

Any dispute relating to the website or these terms will be subject to the jurisdiction of the courts of Fiji.

If any part of these terms is found to be invalid or unenforceable, the remaining provisions will continue to apply.

Questions about these Terms of Use may be sent to: