Our Investments
Investment Approach
Investing in Fiji's Progress
FHL's investment approach has always been closely connected to Fiji's development.
We invest in businesses that can deliver sound long-term returns while helping to build the industries, services and opportunities Fiji needs. Across infrastructure, finance, tourism, retail, property, media, entertainment and investment management, our portfolio reflects a wider commitment to nation building.
Each investment must have a clear commercial purpose. We also consider how it can strengthen local ownership, create employment, develop skills, support communities and contribute to a stronger Fijian economy.

Building the Foundations of a Growing Nation
Fiji's progress depends on reliable infrastructure and a capable construction industry.
Our investments in Pacific Cement Limited, Basic Industries Limited and Fletcher Higgins Fiji support the development of roads, bridges, homes, schools, hospitals, commercial buildings and other essential infrastructure.
These businesses provide materials, services and local capability needed for Fiji's continued development. FHL has remained committed to these sectors because they are fundamental to economic growth and national progress.

Expanding Access to Finance and Investment
Economic participation requires access to both capital and investment opportunities.
Merchant Finance provides finance to individuals, families and businesses, supporting home ownership, vehicle purchases, business growth and other important needs. Its services also help smaller enterprises and customers who may have limited access to traditional banking facilities.
Through FHL Fund Management and the FHL Unit Trust, more people can participate in investment and build wealth over time. This allows individuals and families to access a professionally managed investment portfolio without needing to invest directly in large companies.
Together, these businesses help make finance and investment more accessible across Fiji.

Connecting Tourism with Communities
Tourism creates employment, business activity and income throughout Fiji, but its benefits must extend beyond the main urban centres.
Our investment in South Sea Cruises Group helps connect visitors with Fiji's islands, resorts and coastal communities. Marine transport supports tourism operators, employees, local suppliers, craftspeople and small businesses across the country.
Our investment in Port Denarau Marina further supports Fiji's tourism and maritime sectors by providing an important gateway for vessels, visitors and tourism operators.
Through these investments, FHL helps connect Fiji's tourism industry with communities that can benefit from its growth.

Supporting Retail and Everyday Needs
Retail plays an important role in the daily lives of Fijian families and communities.
Our investment in RB Patel Group supports access to food, household products and essential goods across its network of stores. It also contributes to employment, local supply chains and the distribution of products from Fijian businesses and producers.
Retail investment allows FHL to participate in a sector that serves people every day while supporting wider commercial activity throughout the economy.

Developing Property and Commercial Spaces
Fiji needs modern, well-managed spaces where businesses can operate, people can work and economic activity can grow.
Through FHL Properties Limited, we invest in commercial property and developments that support business expansion and urban growth. Projects such as the FHL Tower provide modern office facilities and create long-term assets for FHL shareholders.
Our property investments are designed to generate reliable returns while contributing to the development of Fiji's commercial centres.

Informing, Connecting and Entertaining Fiji
Media and entertainment shape how people access information, share stories and connect with their communities.
Our investments in Fiji Television Limited and Life Cinema support local broadcasting, content, news, entertainment and creative industries. These businesses provide platforms for Fijian voices and contribute to the growth of local talent and employment.
They also help connect people across Fiji and the wider Pacific through information and shared experiences.

Creating Opportunities for Local Businesses and Resource Owners
FHL continues to seek investments that increase participation by iTaukei businesses, landowners and communities.
This includes working with resource owners and local enterprises to turn land, business ideas and community assets into commercially viable opportunities.
Our aim is to help bridge the gap between resources and investment, giving more communities the opportunity to participate directly in Fiji's economic growth.

Commercial Discipline with National Purpose
FHL is a commercial investment group. We make investment decisions carefully and expect our businesses to be financially sound, well governed and capable of generating long-term value.
We assess each opportunity based on its ability to:
- Deliver sustainable financial returns
- Strengthen local ownership and capability
- Create employment and develop skills
- Support important industries and services
- Extend opportunities beyond major urban centres
- Encourage local production and enterprise
- Build Fiji's economic resilience
- Create lasting value for shareholders and communities
We take a long-term view. Some sectors require patience, continued investment and the confidence to support industries that are important to Fiji's future.

Nation Building Through Investment
For FHL, investment is about more than owning businesses.
It is about helping to build the roads, homes and commercial spaces Fiji needs. It is about connecting islands, supporting tourism, widening access to finance, serving families, informing communities and creating opportunities for local businesses and resource owners.
Our portfolio tells a story of investment guided by both commercial strength and national purpose.
As Fiji's needs continue to change, FHL will continue to seek opportunities that create value for shareholders while contributing to the country's progress.
That has been our approach since the beginning: investing in Fiji, building for the future and creating opportunities for generations to come.

Our Portfolio
